Hi, I’m Kim Inocente! Prior to my career in Real Estate I spent 6 years in banking where I served both consumer and business clients. As a Banker and Financial Sales Rep I assisted my clients with their banking and lending needs. I truly enjoyed what I did, but always wanted to pursue a career in Real Estate. In 2015 I decided to take a leap of faith and pursue what I had been thinking about for years. It has been one of the best decisions I have ever made.
I have exceeded goals I set for my business and am very proud of that, however the most rewarding part of my job is working with people. The individuals I have met are so kind and hardworking, and I am very grateful to have met them.
I take pride in my job. I love helping my clients purchase the home of their dreams, and sell their home so they can begin a new chapter of their lives. My goal is to make my clients feel comfortable and relieve them of as much stress as possible during this hectic time of obtaining financing, viewing homes, endless paperwork, inspections, repairs, appraisals, and moving.
In my free time I enjoy going to the gym, hiking, cooking, learning about nutrition, traveling, and spending time with my husband and dog Lucy.
I hope this gives you a little insight as to who I am. If you would like more information feel free to contact me.
There are wide array of benefits for buying real property. From social to economic, and even political, benefits of owning real property can't be easily counted. Real property offers an anchorage to family geographic zoning. Owners enjoy the benefits of forming closer connections with their community, through local businesses, schools, worship places and neighbors.
As always, economic benefit is a good starting point. Did you know that by paying $900/month rent you are throwing away $54,000? Yes, rent is a waste of money. Rent can't be even claimed in tax returns. In contrast, monthly payments towards mortgage payment plan will expand homeowners' wealth as equity is created. Moreover, buying a real property increases credit rating through regular payment history and location security. Even more, real property buyers can claim interest in their yearly tax returns (consult a tax expert for more details).
On the political level, homeowners exercise more influence on political decision makers. Because most county and state profits are based on real property taxes, politicians answer demands of property owners before renters (who are usually relocating). For example, when the financial crisis struck the U.S. markets in middle of 2007, the federal government quickly enacted laws to protect property owners. The same issue played a crucial role in 2008 Presidential elections.
In addition to economic and political benefits, real property buyers enjoy better social standings. Because property owners are more constraint to move, they form social networks with their local community. Neighbors invite each other for birthdays and other events. Housewives form local groups to help raise the children of the community. Even in safety, most communities utilize local neighborhood watches to keep crime level at a low level.
Finally, by buying a real property, individuals achieve the American Dream. Thanks to the U.S. government system, ownership rights are at the foundational core of the United States. A sense of accomplishment and satisfaction beholds property owners as they are free to express themselves within their own castles. Buying real property is as simple as desires of potential buyers.This information is an estimate and for research purposes only. The estimate is based on prevailing rates typical in the industry and your own input concerning salary and assets, which JohnHart has no way of verifying. The estimate does not purport to include every potential expense involved in purchasing a home (including but not limited to taxes and HOA fees) which can vary widely by property and location. Neither JohnHart nor any of its affiliates make any warranties or guarantees in any way about the likelihood of obtaining a loan for a house and on what terms (if at all) a prospective buyer may be able to obtain a loan. Prospective buyers must consult a lender for qualification and for terms of qualification according to a buyer’s financial situation at the time and the property sought. This information only represents an estimate based on average financial terms prevailing at the time and may be different from what you see from a lender depending on, amongst other things, your individual financial situation and time period during which you seek a loan.